# MOP & Sub MOP Management

How to access on Fynd Commerce 
Commerce Panel → Sales Channel (select application) → Configuration → Payments → Payment Configuration → Online Payments → Payments Gateway [open]

1. Click on the configured payment gateway (e.g., Razorpay)
2. Select the appropriate **Business Unit** (e.g., Storefront or Store OS) and **Platform** (e.g., Website, Android, iOS)


## **Understanding business unit and device**

A payment configuration can vary depending on where and how payments are being accepted. Fynd Commerce  allows configuration at two levels:

* **Business Unit**: The interface through which your customers interact and complete transactions. This can include:
  * **Storefront**: The online store visible to end customers
  * **Store OS**: The in-store or point-of-sale interface used by retail outlets
* **Device**: Specifies the mode of access used by the customer:
  * **Website**: Browser-based storefront
  * **iOS**: iPhone or iPad applications
  * **Android**: Android-based applications
  * **Payment Link**: Shared URLs for direct payments


The availability of business unit and device combinations can vary depending on the payment gateway being used. Some gateways may not support all options.

## Activating or deactivating a MOP

1. Under **MOP Configuration**, locate the Mode of Payment (e.g., Card, Net Banking, Wallet, UPI, etc.)
2. Click the toggle switch on the right side of the MOP to activate or deactivate it
3. Optionally, click the **gear icon** beside a MOP to configure its Sub-MOPs if available


## Configuring MOP Availability and Sub-MOPs

This section allows you to fine-tune when and how a payment method (MOP) is available at checkout — based on fulfillment options and the specific Sub-MOPs you choose to support.

### 1. Fulfillment Option Availability

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1. Click the **gear icon** next to the Mode of Payment (MOP) (e.g., Card).
2. A modal window will appear with configuration options.
3. At the top, you’ll see **checkboxes for fulfillment options**.
  * These options are **dynamic**, and reflect the fulfillment methods configured in your store (e.g., “Standard Delivery,” “Self Pickup,” “Express,” or custom options).
4. Select the fulfillment options where this MOP should be available.


> For example, you may enable card payments only for Standard Delivery and Express Delivery, and disable them for Self Pickup.


Note 
FO-based MOP configuration is available only for seamless checkout flows. This feature is not supported in redirection-based or pop-up–based checkouts. If you're using a non-seamless integration, fulfillment-based payment method control will not apply.

### 2. Managing Sub-MOPs

1. Below the fulfillment options, you’ll see the list of **Sub-MOPs** (e.g., Visa, Mastercard, RuPay under Card).
2. Use the **toggle switch** next to each Sub-MOP to enable or disable it individually.
3. Optionally, click **Enable All** to activate all Sub-MOPs at once.
4. Click **Save** to apply both FO-based and Sub-MOP-level settings.


Ensure that only the payment methods enabled in your payment gateway account (e.g., Razorpay MID) are activated in Fynd Commerce.

## Copy Configuration

The **Copy Configuration** feature allows you to replicate your payment method settings from one device (such as Website) to other devices (like iOS or Android) within the same business unit.

For example, if you have already configured Card, UPI, and Wallet payments on your Website, you can use **Copy Configuration** to apply those exact settings to your iOS and Android apps in just a few clicks.

To copy the payment configuration from one device to another:

1. Click **Copy Configuration** beside the "MOP Configuration on Website" title
2. In the **Copy From** section, the current device is shown (e.g., Website)
3. Under **Copy To**, select one or more target devices (e.g., iOS, Android)
4. Click **Proceed** to apply the copied configuration


### **Resync Payment Methods**

Currently applicable only to the **Razorpay** payment gateway

This option is currently available only for Razorpay. Use **Resync Payment Methods** to manually fetch the latest MOP and Sub-MOPs configuration from your Razorpay account.

1. Click **Resync Payment Methods** on the Razorpay payment configuration page
2. A confirmation message will appear once syncing is successful
3. New payment methods enabled in Razorpay will appear in the list
4. Unsupported or deactivated options will be shown as **Freezed** with a tooltip: "This payment method is not currently activated in your Razorpay account. Please contact your Razorpay Account Manager to enable it."


### **Configuring Apple Pay (Wallet Sub-MOP) via Juspay - Domain Verification Flow**

Currently, Apple Pay is available only on the Juspay Payments Merchant Dashboard and only in select geographies.

Apple Pay requires domain verification to ensure secure and authorized payments through your website. In Fynd Commerce, merchants can configure Apple Pay as a **Wallet Sub-MOP** under the **Juspay payment gateway**, but it must be linked to a verified domain.

This process allows Apple Pay to be activated only on **domains verified through your Apple Developer Account**, maintaining security and compliance with Apple’s requirements.

Where to access it 
Juspay (Payment Gateway) → Storefront → Website → Wallet (MOP) → Apple Pay (Sub-MOP)

#### Apple Pay Domain Verification Overview

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Once you click the gear icon, your **primary domain** (set in the Sales Channel settings) will be shown along with a **Manage** button next to Apple Pay. You must verify this domain before Apple Pay can be enabled.

> You must complete domain verification before enabling Apple Pay.


#### Domain Verification States and Actions

##### 1. Unverified

* **Status Message:** “You need to verify your primary domain before you can enable Apple Pay.”
* The Apple Pay toggle is disabled.
* **Action:** Click **Manage** to open the verification modal.
* **Step 1:** Upload the verification token (`apple-developer-merchantid-domain-association.txt`) downloaded from your Juspay Merchant Dashboard.


##### 2. Verification Pending

* **Status Message:** “Click on Manage and follow the instructions to verify your primary domain on Apple Developer Portal and mark your domain as verified.”
* Apple Pay toggle remains disabled.
* **Action:** Click **Manage** to open the modal.
* **Step 2:** Use the Juspay Merchant Dashboard to mark your domain as verified.
  * Follow instructions in the modal.
  * After verification, return and click **Verify domain on Apple Pay**.


##### 3. Verified

* **Status Message:** “Your primary domain is verified. Click Manage to view details.”
* Apple Pay toggle becomes active and can be turned on/off.
* **Action (Optional):** Click **Manage** to revisit or update verification details.


#### Steps to Upload and Verify Domain

##### Step 1: Upload Domain Verification Token

1. Download `apple-developer-merchantid-domain-association.txt` from your [Juspay Dashboard](https://juspay.io/in/docs/digital-wallets/docs/apple-pay/dashboard-setup).
2. Click **Manage → Step 1**.
3. Upload the `.txt` file.
  * Ensure the file **name is not changed**.
  * File size must be under 5MB.


##### Step 2: Confirm Verification

1. Login to your [**Juspay Merchant Dashboard**](https://juspay.io/in/docs/digital-wallets/docs/apple-pay/dashboard-setup).
2. Go to **Certificates, Identifiers & Profiles → Identifiers → Merchant IDs**.
3. Select your **Merchant ID**, and under **Merchant Domains**, click **Verify** next to your domain.
4. Once verified, return to Fynd and click **Verify domain on Apple Pay**.


> Your domain is now verified, and Apple Pay can be enabled in the payment configuration.


**Important Notes**

* **Verification is only applicable to the primary domain** set in your Sales Channel.
* If your domain redirects to another URL, verification will fail.
* If you upload a new file, it will override the existing one and reset the status to **Verification Pending**.
* **Apple Pay will be disabled** if verification fails or if the file is removed.
* **Apple Pay is supported only in select countries and regions.** You can view the complete list of supported geographies on Apple’s official site: [here](https://support.apple.com/en-in/102775)


## Final step

After making all changes to MOPs and Sub-MOPs:

* Click **Save** at the top-right corner of the gateway configuration screen
* Confirm the changes when prompted


All updates will now reflect for the selected device and business unit.