# Configure split payments for Storefront

How to access on Fynd Commerce 
Commerce Panel → Sales Channel (select application) → Configuration → Payments → Flexible payment options → Split Payment → Storefront [tab]

# Introduction

Split payments let customers pay for a single order using multiple payment transactions instead of paying the full amount in one transaction. You can configure how split payments work, define payment restrictions, choose the payment methods available for each payment, and manage refund behaviour.
You can configure split payments independently for:

* **Store OS**(coming soon)
* **Storefront**


Changes made to one channel do not affect the other.

# Before you begin

Before configuring split payments, ensure that:

* You have permission to manage payment settings.
* Payment methods are already configured in your account.
* The payment methods you want to use are enabled.


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Now, select the **Storefront** tab to configure split payments for Storefront orders.

## Enable split payments

The **Enable Split Payments for Storefront** toggle controls whether customers can use split payments while placing Storefront orders.

1. Turn on **Enable Split Payments for Storefront**.
2. Select **Save**.


After you enable the feature, the remaining configuration sections become available.

## Configure split payment settings

The **Split Configuration** section defines how Storefront split payments behave.

### Maximum transactions allowed

Use **Maximum Transactions Allowed** to define the maximum number of payment transactions a customer can use to complete a Storefront order.

For example, if you set the value to **3**, customers can complete the order using up to three separate payments.
Choose a value that aligns with your checkout experience.

### Split transaction inactivity timeout

**Split Transaction Inactivity Timeout** defines the maximum period a split payment can remain inactive before it is cancelled automatically.
You can choose:

* A predefined timeout value.
* **Custom** to specify your own duration.
* **No limit** to allow the split payment to remain active until it is completed manually or another business rule applies.


When you select **Custom**, enter:

* The timeout value.
* The time unit.


If the configured timeout expires before the customer completes the remaining payment, the split payment is cancelled automatically and the collected payment is refunded.

# Configure split restrictions

Split restrictions determine the minimum amount customers must pay during every split payment.
Only one restriction method can be active at a time.

## Minimum amount per transaction

Select **Minimum Amount Per Transaction** to specify a fixed minimum payment amount.

Enter the minimum amount that customers must pay in every payment. The remaining balance is recalculated after each successful payment.

### Example

Order value: ₹1,500
Minimum amount: ₹300
Customers must pay at least ₹300 in every payment until the order is completed.

## Percentage of total order value

Select **Percentage of Total Order Value** to define the minimum payment as a percentage of the order value.
Enter the required percentage.
The remaining balance is recalculated automatically after every successful payment.

### Example

Order value: ₹1,500
Minimum percentage: 25%
Each payment must be at least ₹375 until the remaining balance changes.

> Configure either **Minimum Amount Per Transaction** or **Percentage of Total Order Value** as the eligibility criterion for split payments. Only one option can be configured at a time.


# Configure payment modes for splits

The **Payment Modes for Splits** section lets you control which payment methods customers can use during Storefront split payments.
Payment methods are organised into:

* **Online Payments**
* **Offline Payments**


For every payment method, configure the following options:

| Setting | Description |
|  --- | --- |
| **First Payment** | Makes the payment method available for the customer's first payment. |
| **Remaining Payments** | Makes the payment method available for subsequent payments. |


## Configure online payment methods

Select the **Online Payments** tab.
Enable or disable payment methods for the first payment and remaining payments as required.
Available payment methods can include:

* Pay Later
* Card
* Net Banking
* Wallet
* UPI
* UPI QR
* Cardless EMI
* Payment Link
* Checkout
* JioOnePay
* JioPP Link
* Store Credits
* Payment Link Page


Configure each payment method according to your business requirements.

## Configure offline payment methods

Select the **Offline Payments** tab.

Storefront currently supports only **Cash on Delivery (COD)** as an offline payment method for split payments.

You can configure COD for:

* **Remaining Payments**


The **First Payment** option is disabled because Cash on Delivery cannot be used as the first payment in a split payment flow.

Cash on Delivery (COD) cannot be configured as the **First Payment** method. This is a system validation and cannot be changed.

# Manage refunds

Refunds for Storefront split payment orders are managed through the Refund Management module. In the **Manage refunds** section, select **Go to Refund Management**.

For more information about refund rules and configuration, see [Refund configuration](/commerce/docs/manage-website/refund/refund-configuration).

# Save your changes

After you finish configuring Storefront split payments:

1. Review your settings.
2. Select **Save**.


The updated configuration is applied to future eligible Storefront orders.